Reference

Terms Conditions That Keep Your Account Clear

Before you open an account or make a deposit through DANA, OVO, or GoPay, these Terms & Conditions set out what we expect and what you can expect from us.

Account eligibility requirementsPayment rules: DANA, OVO, GoPayWithdrawal verification stepsDispute and suspension processJurisdiction-dependent access
garuda110 Terms Conditions That Keep Your Account Clear
HOW WE HANDLE THIS

Policy Practices You Can Check

We apply these Terms & Conditions consistently across all account types. Your account data, payment history through DANA, OVO, or GoPay, and session records are retained only as long as necessary to fulfil our service and compliance obligations. You can request a summary of what we hold by contacting support with your account ID.

Account Data Retention

We keep your transaction and session data only as long as needed for service delivery and any applicable legal retention period. Requests to clarify what is held are handled via account support.

Cookie & Session Policy

Cookies are used to maintain your login session and remember your preferred payment method — DANA, OVO, or GoPay. You can adjust cookie settings in your browser without losing your account.

Account Security Obligations

You are responsible for keeping your login credentials private. If you suspect unauthorised access, use the Password Reset Help path immediately and contact support to freeze activity while we investigate.

Requesting Term Changes

You cannot modify these terms unilaterally, but you can request a formal review of how a term was applied to your account. Submit your request in writing via email with your account ID attached.

TERMS CONTACT PATHS

How to Reach Us About These Terms

If any clause is unclear or you believe a term has been applied incorrectly to your account, reach out before assuming. Our support team can clarify policy wording, walk through a specific transaction dispute, or escalate to the relevant department. Players in Jakarta can expect the same response path as anywhere else in Indonesia — account type does not change your access to policy support.

Live Chat Raise a terms query directly in the live chat window on the site. Describe the clause or transaction in question and our agent will pull your account record.
Email Support For written records of a dispute or formal clarification request, email us. Include your account ID and the specific section of these terms you are querying.
Account Help Centre Navigate to the Help section inside your account dashboard to find policy summaries, recent updates, and a direct link to raise a formal terms-related ticket.

Common Questions About Our Terms

These questions reflect what account holders actually ask when reviewing the Terms & Conditions. If yours is not here, live chat or email support can address it directly against your account record.

The core terms apply to all accounts regardless of payment method. However, DANA, OVO, and GoPay each have their own provider rules that interact with ours, so transaction-level conditions may vary.

We post updates to these terms on this page when changes occur. Continued use of your account after an update is posted counts as acceptance. We recommend checking this page periodically.

Depending on the breach, we may suspend access, restrict withdrawals, or close the account. You will be notified via your registered contact and can raise a formal dispute through support.

Contact support via live chat or email and include your account ID. We will confirm what data is held, how long it is retained, and the basis on which it is kept, in line with applicable rules.

Access and term applicability depend on local law and whether your region is eligible. Where local regulation overrides a clause here, the local rule applies. Check eligibility at login or ask support.

Raise it through our live chat or email support first, quoting the clause and the transaction involved. Formal escalation steps are available if the initial response does not resolve your query.
Reference

Terms & Conditions

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.